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Brokerage Account vs. Roth IRA: Which Is Best? | The Motley Fool
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Brokerage Account vs. Roth IRA: Everything You Need to Know

By Robin Hartill, CFP – Updated Oct 26, 2023 at 11:38AM

Key Points

  • A Roth IRA is an account designed specifically for retirement and offers tax advantages when you invest in one.
  • A brokerage account is a taxable investment account that gives you more flexibility than a Roth IRA.
  • You can open both a Roth IRA and a brokerage account, but if you haven't started saving for retirement yet, prioritize the Roth IRA.

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